Employee benefits, managed end to end .
Enrolment, eligibility, claims and compliance, run properly so your benefits actually help you keep good people.
Benefits that actually pull their weight .
Benefits only work when they are run properly: enrolments on time, claims processed, compliance kept current. We take that operational load off your plate.
Higher morale
A well-run benefits programme is felt by employees, not just listed in the handbook.
Better retention
Competitive, properly administered benefits help keep the people you want to keep.
Healthier productivity
Health and wellness coverage means fewer disruptions, fewer surprises.
Less admin load
Enrolments, eligibility and claims handled cleanly, off your plate.
Stays compliant
ESIC, LWF, PT and related obligations kept current through the year.
Benefits without the admin .
Benefits enrolment
New joiners enrolled correctly and on time, with nothing missed.
Eligibility tracking
Eligibility monitored as roles, salaries and tenure change across the team.
Claims processing
Claims submitted, tracked and followed through to settlement.
Insurance coordination
Group health and insurance providers coordinated on your behalf.
Statutory compliance
ESIC, LWF, PT and benefit-side obligations kept current and audit-ready.
Employee communication
Clear communication so employees actually understand and use what they have.
What we cover .
Group health & Mediclaim
Plan administration, including monthly additions and exits.
PF, gratuity & insurance
Enrolment, nominations and updates.
Leave-linked benefits
Coordinated with the leave management system.
Statutory compliance
ESIC, Labour Welfare Fund (LWF) and Professional Tax (PT).
Exit & settlement
Gratuity and settlement paperwork, nominations, declarations and full-and-final support.
Frequently asked questions .
We coordinate with the insurer of your choice or recommend partners. Premium negotiation and renewal support are included.
Your pod owns it end to end, submission, follow-up with the insurer or TPA and communication back to the employee.
Yes. Statutory benefit filings are run on schedule, and any compliance gaps are flagged before they become issues.
Yes. We publish a clear benefits summary internally and respond to employee queries through the HR support channel.
Make your benefits programme pull its weight
Talk to an HR Manager about running your benefits cleanly and compliantly.
What employee benefit management covers in India
Benefit management is the operational work of running every non-salary reward an employer offers: statutory contributions, health insurance, retirals, wellness programs, meal vouchers, LTA, mobile reimbursement and one-time bonuses. It sits between payroll and HR strategy: get it wrong and employees walk; get it right and it is the biggest retention lever after direct pay.
Core benefits every Indian employer must administer
- Statutory: Provident Fund (12 percent employer share), ESIC (3.25 percent employer share for wages up to Rs 21,000), Professional Tax (state-wise), Labour Welfare Fund, Gratuity (5-year vesting)
- Insurance: Group medical insurance (typically Rs 3 to 10 lakh sum insured), personal accident cover, group term life
- Cash reimbursements: LTA, mobile/internet, fuel, food coupons or Sodexo cards
- Wellness: Annual health checkups, mental-health support (EAP), gym or wellness apps
- Time-based: Paid leave, sick leave, casual leave, maternity, paternity, sabbatical, comp-offs
- Learning: Certification reimbursement, conference budgets, learning stipends
Common problems Indian SMEs face with benefits
Insurance renewals with premium jumps. Group health insurance premiums rise 15 to 30 percent annually. Without a broker relationship and claims data, employers get quoted top-of-market rates and pay more than they need.
Nomination and claim gaps. Employees skip nomination forms, then families struggle to claim gratuity or life cover. A quarterly nomination audit catches this before it becomes a crisis.
Uncommunicated benefits. Many companies pay for benefits employees never learn about. A one-page benefits card at onboarding plus a mid-year summary email doubles perceived value with zero incremental cost.
What HRTailor's benefit management includes
Full-service benefit administration: insurance placement and renewal negotiation, claims support, monthly PF/ESIC/PT/LWF filing, gratuity provision tracking, nomination audit, employee benefits card at joining, and a mid-year benefits statement. Fixed monthly fee per employee, no hidden broker commissions.